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International Health Insurance
International Health Insurance ImageThroughout the world, the demand for first class International Health Insurance has never been greater. As social health insurance services that could once be relied upon are no longer able to keep pace with the ever increasing cost of medical treatment, so the need to make alternative arrangements has become of crucial importance, particularly to the expatriate. For those expats living and working abroad, accessing the right kind of health insurance cover can turn out to be a nightmare, with the cost of medical treatment often costly and tricky to arrange particularly in an emergency.

How important is international health insurance?

Individual countries have broad variations as to how much of their national resource they are willing to invest in healthcare. Healthcare is a huge industry, requiring vast sums of money to span preventive, primary and specialist care. Most developed nations spend at least 10% of their gross domestic product on healthcare, and this is rising every year. In the US the figure is now reckoned to be closer to 20%. And with a few exceptions, the more money there is, the better the healthcare system.

A study published in The Lancet last year highlights this. The researchers compared cancer survival rates across five continents. They found that people in high-income countries that spend more on healthcare live longer. And it’s well known that life expectancy in developing nations is frequently (but not always) lower than that of richer nations.

In summary, you get what you pay for. When it comes to buying a car, most of us are happy to accept that cost equates to quality. When it comes to our health, the reality can be harder to swallow. This is especially true in richer nations, where people think that they’re entitled to good healthcare.
 


An international perspective on health
Friday, 24 April 2009 12:09

Understandably, standards vary widely throughout the world

by Karen Teasdale, Marketing Manager, AXA PPP healthcare

USA

The standard of care received within the USA’s health care system is high and medical professionals and specialists are generally highly proficient. The medical facilities are ranked amongst the best in the world, and are well equipped to deal with most medical conditions and their treatment. In larger cities there are excellent public hospitals and they are operated by municipal governments and subsidised out of public funds. They are less expensive for the patient, but they are typically less well equipped and more crowded than the private hospitals. There are also some teaching hospitals that are affiliated with Universities and these are well equipped for this purpose. Additionally there are private for profit hospitals, some of whom are operated as chains by corporations that also sell medical insurance plans.

Read more...
 
A financial safety-net for your life abroad
Thursday, 26 March 2009 15:34

Income protection - Insurance is an absolute must for the sensible expat

No one likes to think about ill-health and fatality, but when you are living overseas it is absolutely essential to have secure insurance arrangements in place to protect your health and your financial well-being if something untoward happens. In this article, I will consider the products that are available to protect you and your family should the unexpected strike.

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Expat Private medical insurance : Choose your health insurance wisely
Thursday, 26 March 2009 16:22

Quality healthcare is a must for an expat

For people living abroad, quality healthcare isn’t a luxury – it’s a necessity. State healthcare isn’t always available, or may only provide the minimum level of care, and private medical treatment without any insurance cover can be extremely costly. If you’re looking for cover for you and your family it can be confusing. It’s vital to understand what insurers offer, so here are some points you may wish to consider.

Read more...
 
Ensuring quality care at a reasonable price PDF Print E-mail
Tuesday, 03 March 2009 10:30

Standards of care and the cost of treatment vary enormously, even within Europe.

Read more...
 
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